Epilawg Guest Articles

Assets that Affect Financial Aid

by Melissa Gotfredson May 6, 2013 Estate Planning 101

If you are a parent of a high school student who will be going off to college soon, or you are starting college yourself, there’s a good chance you’re thinking about applying for financial aid. [...]

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Taking the “Maybe’s” and “What If’s” out of life insurance planning…

by Bob Cohen March 25, 2013 Guest Articles

Did you know that well over half (up to 80% according to some sources) of all life insurance policies issued, lapse prior to the insured’s death?  Most policies are designed, purchased, placed and funded with [...]

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Termination of a Guardianship: Restoration to Capacity

by Mary Szondy March 12, 2013 Guest Articles

In my previous post, I discussed the basics of a guardianship. In this post, I discuss terminating a guardianship when the Ward has regained mental capacity. For example, perhaps the Ward has a brain injury [...]

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Backdoor Roth IRAs

by Jonathan Scharlau February 20, 2013 Guest Articles

Although you may earn too much to contribute to a Roth IRA, there is no income restriction to convert a traditional IRA to a Roth IRA. What is a Backdoor Roth IRA? The Backdoor Roth [...]

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Trustee and Custodian: What’s the Difference?

by Stephanie Schweiger February 18, 2013 Estate Planning 101

Trustee A trustee is a fiduciary with a high degree of responsibility.  As a fiduciary, a trustee has legal duties that he or she must perform.  As discussed in Maggie Green’s series of posts, those [...]

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The Tolls of Caregiving

by Mike Westling February 12, 2013 Guest Articles

Given the prevalent role families play in providing long-term care, insurance may not always seem necessary. However, as briefly discussed in my last post on the basics of long-term care insurance, the true value of [...]

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Rabbi Trusts: Not Just For Rabbis

by Melissa Gotfredson February 8, 2013 Guest Articles

A rabbi trust is a type of non-qualified deferred compensation plan set up by an employer for the benefit of an employee.  Rabbi trusts get their name from a 1980 IRS private letter ruling that [...]

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Use it or Lose It Long-Term Care Insurance? Not So Anymore

by Bob Cohen February 6, 2013 Guest Articles

Statistics have shown and there is little denying that long-term care will be in most of our futures at some time and to some extent.  It also seems to reason that the premiums/costs to insure [...]

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8 Advantages of 529 College Savings Plans

by Chris Hiestand December 17, 2012 Guest Articles

This year, total student loan debt has climbed over the $1 trillion mark and tuition continues to grow at double the rate of inflation. Starting a college savings plan has never been more important. The [...]

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PROFESSIONAL FIDUCIARIES: WHO NEEDS THEM?

by Lori Manning December 12, 2012 Guest Articles

People need fiduciaries for a variety of reasons, but this article is written with elderly people who are incapacitated by dementia in mind. Dementia is an umbrella term that describes a variety of diseases that [...]

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Life Insurance – for Kids

by Lindsey Manhart November 14, 2012 Guest Articles

Let’s face it.  Needing to buy life insurance for your kids tops the list of Things No One Wants to Think About.  It’s difficult to look at the long-term and financial reasoning behind a topic [...]

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