Investments & Insurance

Assets that Affect Financial Aid

by Melissa Gotfredson May 6, 2013 Estate Planning 101

If you are a parent of a high school student who will be going off to college soon, or you are starting college yourself, there’s a good chance you’re thinking about applying for financial aid. [...]

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Taking the “Maybe’s” and “What If’s” out of life insurance planning…

by Bob Cohen March 25, 2013 Guest Articles

Did you know that well over half (up to 80% according to some sources) of all life insurance policies issued, lapse prior to the insured’s death?  Most policies are designed, purchased, placed and funded with [...]

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What To Do & Ask When Seeking A Professional Advisor

by Jen Santini March 19, 2013 Estate Planning 101

Anytime you are looking to hire a professional advisor (which for purposes of this article shall include, but is not limited to, a financial advisor, attorney, insurance agent, banker and/or accountant), you should do some [...]

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Backdoor Roth IRAs

by Jonathan Scharlau February 20, 2013 Guest Articles

Although you may earn too much to contribute to a Roth IRA, there is no income restriction to convert a traditional IRA to a Roth IRA. What is a Backdoor Roth IRA? The Backdoor Roth [...]

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Rabbi Trusts: Not Just For Rabbis

by Melissa Gotfredson February 8, 2013 Guest Articles

A rabbi trust is a type of non-qualified deferred compensation plan set up by an employer for the benefit of an employee.  Rabbi trusts get their name from a 1980 IRS private letter ruling that [...]

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Now That The Fiscal Cliff Was Avoided – How Does It Impact You?

by Chris Revak January 10, 2013 Estate Planning 101

The American Taxpayer Relief Act of 2012 does the following: Tax Rates - For most individuals it extends the lower federal income tax rates that have existed for the last ten years.  However, if you make [...]

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8 Advantages of 529 College Savings Plans

by Chris Hiestand December 17, 2012 Guest Articles

This year, total student loan debt has climbed over the $1 trillion mark and tuition continues to grow at double the rate of inflation. Starting a college savings plan has never been more important. The [...]

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Life Insurance – for Kids

by Lindsey Manhart November 14, 2012 Guest Articles

Let’s face it.  Needing to buy life insurance for your kids tops the list of Things No One Wants to Think About.  It’s difficult to look at the long-term and financial reasoning behind a topic [...]

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Long Term Care: Are You Prepared?

by Mike Westling November 5, 2012 Guest Articles

One of the main goals at Epilawg is to help you plan your own epilogue to your life. Many of the posts here discuss passing on what you’ve accumulated during your lifetime to your loved [...]

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Viatical Settlements

by Jen Santini August 27, 2012 Incapacity Planning

The New York Times Magazine recently ran an article on life settlements or viatical settlements. These settlements are the process in which individuals sell their life insurance policies to investors to receive cash now. As [...]

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2nd Quarter Market Update

by J.B. L'Esperance August 24, 2012 Guest Articles

I’m going to begin this post with a personal tidbit.  I decided to run my first full marathon a few months ago.  After running five half-marathons in past years, I figured this would be rather [...]

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