Life insurance

Taking the “Maybe’s” and “What If’s” out of life insurance planning…

by Bob Cohen March 25, 2013 Guest Articles

Did you know that well over half (up to 80% according to some sources) of all life insurance policies issued, lapse prior to the insured’s death?  Most policies are designed, purchased, placed and funded with [...]

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What To Do & Ask When Seeking A Professional Advisor

by Jen Santini March 19, 2013 Estate Planning 101

Anytime you are looking to hire a professional advisor (which for purposes of this article shall include, but is not limited to, a financial advisor, attorney, insurance agent, banker and/or accountant), you should do some [...]

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The handy dandy super easy estate planning checklist

by Maggie Green January 17, 2013 Estate Planning 101

Make this your new year’s resolution.  Or don’t.  Either way, these six things should give you peace of mind that your family and friends will not struggle through the probate process. 1. Make a list of [...]

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Life Insurance – for Kids

by Lindsey Manhart November 14, 2012 Guest Articles

Let’s face it.  Needing to buy life insurance for your kids tops the list of Things No One Wants to Think About.  It’s difficult to look at the long-term and financial reasoning behind a topic [...]

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Unintended Consequences: Naming a Child as Beneficiary of Life Insurance

by Anna Lima June 6, 2012 Estate Planning 101

If you are one of the millions of parents who own a life insurance policy, you may have your child named individually as a primary or contingent beneficiary if you were to pass away while [...]

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Life Insurance Policy Review…A Disaster or Solution Waiting to Happen?

by Bob Cohen May 28, 2012 Guest Articles

For insured’s under the misperception that their life insurance policy is iron clad simply because they pay their annually billed premium, these folks may be in for an abrupt and expensive surprise.  Many policies are [...]

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Protecting Yourself as Co-signer on Your Child’s Loan

by Lindsey Manhart March 14, 2012 Guest Articles

A few months ago, I wrote about the importance of having life insurance to help provide for your family upon your death. Today I write about life insurance again, but from a different perspective: what [...]

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Why Life Insurance is Important

by Lindsey Manhart December 1, 2011 Estate Planning 101

Can your family survive on $250 each month? The average American has $50,000 of life insurance through work, which equals about $250 per month in income replacement.  Are you that average American?  Can your family [...]

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Beneficiary Designations

by Jamie Held August 21, 2011 Estate Planning 101

I cannot emphasize enough to my clients the importance of beneficiary designations.  A beneficiary designation describes how your assets will be distributed upon your death.  It is a form you complete with a financial institution [...]

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Where have all the life insurance policies gone?

by Maggie Green June 18, 2011 Estate Planning 101

No, this is not about purchasing life insurance or finding the best policy. We leave that to the insurance experts. This article is a simple reminder to keep your policy information with the rest of [...]

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Irrevocable Life Insurance Trusts

by Jen Santini March 21, 2011 Investments & Insurance

Life insurance proceeds are paid out to beneficiaries tax free upon an insured’s death. However, the proceeds are included in calculating the value of the decedent’s estate. While many clients believe their estates are not [...]

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