8 Advantages of 529 College Savings Plans

Chris Hiestand / December 17, 2012
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This year, total student loan debt has climbed over the $1 trillion mark and tuition continues to grow at double the rate of inflation. Starting a college savings plan has never been more important. The earlier families get started, the better. Most of the time, families are well-intentioned and want to save for their children’s […]

3 Steps to a Thoughtful Beneficiary Review

Chris Hiestand / February 18, 2012
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Make Sure Your Money Goes to the Right Person after You’re Gone There is so much information available about personal finances that you could spend your entire life reading all of it and you would never reach the end. Usually personal financial topics are geared toward what to do with your investments or how to […]

Maximize Social Security Benefits as a Married Couple — Part 3

Chris Hiestand / October 7, 2011
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Minimizing and Managing Social Security Benefit Taxes This is the third and final article of a three-part series to help married couples maximize the total amount of Social Security benefits they will receive in their lifetimes. How Social Security Benefits Are Taxed The amount that benefits are taxed is determined by how much other earned […]

Maximize Social Security Benefits as a Married Couple – Part 2

Chris Hiestand / October 5, 2011
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Maximizing Spousal and Survival Benefits This is the second article of a three-part series to help married couples maximize the total amount of Social Security benefits they will receive in their lifetimes. The Basics of Spousal Benefits Coordinating spousal benefits is one of the most complicated areas of successful Social Security benefits planning.  Overlooking the […]

Maximize Social Security Benefits as a Married Couple – Part 1

Chris Hiestand / October 3, 2011
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Calculating Your Benefits and Deciding When to Apply This is the first article of a three-part series to help married couples maximize the total amount of Social Security benefits they will receive in their lifetimes. Why focus on maximizing Social Security benefits?  Doing a little thoughtful planning now will lead to more immediate income, higher […]