Guest Contributor Articles
Statistics have shown and there is little denying that long-term care will be in most of our futures at some time and to some extent. It also seems to reason that the premiums/costs to insure against this almost inevitable risk are far less than the cost of paying these fees out of pocket. We can […]
Bethenny Frankel is the real housewife turned mogul, who sold her SkinnyGirl drinks to Beam Global for $120 million. In a matter of a few years, Bethenny went from near bankruptcy to multi-millionaire. She also went from single, to marriage, to motherhood in that same time frame. And now, she is getting divorced. I don’t pretend to be […]
This year, total student loan debt has climbed over the $1 trillion mark and tuition continues to grow at double the rate of inflation. Starting a college savings plan has never been more important. The earlier families get started, the better. Most of the time, families are well-intentioned and want to save for their children’s […]
People need fiduciaries for a variety of reasons, but this article is written with elderly people who are incapacitated by dementia in mind. Dementia is an umbrella term that describes a variety of diseases that affect memory, attention, language, and problem solving abilities to such an extent that daily living is seriously affected. I […]
Let’s face it. Needing to buy life insurance for your kids tops the list of Things No One Wants to Think About. It’s difficult to look at the long-term and financial reasoning behind a topic which is full of emotion. Parents often can’t address it and many life insurance agents don’t broach this awkward conversation. […]
This is the final post in a three part series on pre-planning for your death. In the first part, terms related to pre-planning for your death were defined. In the second part, exactly what happens to your remains after you die was covered. Now, steps to pre-planning your funeral will be discussed. This series is […]
One of the main goals at Epilawg is to help you plan your own epilogue to your life. Many of the posts here discuss passing on what you’ve accumulated during your lifetime to your loved ones. However, what if everything you accumulated throughout your life is lost because of your health? Because you did not […]
This is the second in a three part series on pre-planning for your death. In the first part, terms related to pre-planning for your death were defined. In this part, exactly what happens to your remains after you die will be covered. Finally, steps to pre-planning your funeral will be discussed. This series is written […]
What is a Guardianship? A guardianship is a determination by the Court that a person (proposed ward) is incapacitated. The judge must make this decision based upon clear and convincing evidence. “Incapacitated person” means an individual who is impaired to the extent of lacking sufficient understanding or capacity to make or communicate responsible personal decisions, […]
I am not a control freak, I swear. And while I currently have a color-coded calendar, may have an embarrassing history with coordinating pens and notebooks based on subject matter, and relished spending a recent weekend with 32 new organizational bins, I fully realize that not everyone operates this way. I do believe, however, a […]
This is the first in a three part series on pre-planning for your death. This series is written by Jill Sauber, a current law student and licensed mortician. People often segue into talking about their own mortality or death by saying, “if something happens to me.” As though stating it in terms of “maybe” […]